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Welcome to Credme
Quick & Easy loans up to ₹1,50,000
Get instant access to funds with a seamless digital process designed for your everyday needs.
Personal Loan
A personal loan helps you manage planned or unexpected expenses easily. Choose the loan amount and repayment duration based on your comfort. The process is fast, flexible, and fully online with less documentation.
Short Term Loan
Short-term loans are those loans that have a quick repayment period. The funds are disbursed speedily and you need to repay on a weekly/monthly basis. You can opt for them in case of an extreme emergency!
Day-to-Day Loan
Get Day-to-Day Loans instantly to manage your everyday expenses with ease. Borrow the amount you need and repay within your chosen tenure. Quick, simple, and completely hassle-free!
Eligibility Criteria
Indian resident
Salaried Employee
Basic KYC documents required
Age 21–55 years
Documents Required
Aadhaar Card
PAN Card
Salary Slip
Electricity bill or LPG bill
Terms and Conditions
Please read the Terms & Conditions before using our services. By clicking “I Agree” or using the CREDME app, you agree to the rules set by AVINASH CAPITAL MARKETS PVT. LTD. and its lending partners. Loans are provided by Lenders under specific terms. Your data, loan details, and app usage are covered by this agreement.
Read MoreRepresentative Example
Powered by RBI-registered NBFCs
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digital process
For ₹50,000 borrowed at an interest rate of 35% per annum for a 12-month tenure, the borrower would pay:
Equated Monthly Instalment (EMI): ₹4,998
Processing Fee (excl. GST): ₹1,000 (2% of loan amount)
GST on Processing Fee: ₹180
Total Repayment Amount: ₹59,978
Total Interest: ₹9,978 (B)
Annual Percentage Rate (APR): 35% (Fixed)
This Fee is only Applicable when borrowers repay bill overdue. For example , if you have overdue on Principle, then customer to pay addtional 0.25% per day of Delay Charges in Repayment of Loan.
The Annual interest rates and processing fees varies according to the risk profile of Customers.
Key Benefits
Get fast and easy loans without any hassle. Apply with minimal documents and get money quickly
Simple Eligibility
Only salaried individuals aged 21–56 are eligible, making it easy to apply.
Minimal Documentation
Apply with just PAN Card, Aadhaar Card, salary slip, and a utility bill (electricity or LPG).
Fully Digital Process
Apply online anytime, anywhere, without visiting a branch or dealing with paperwork.
